Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations cover read-only and open-world, but the description adds genuinely useful context beyond them: pricing at $0.002 USDC per successful call via x402, failed calls not charged, and the 25-per-page volume. It could go further on pagination behavior or rate limits, but the cost model is a strong disclosure.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.