Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Beyond the readOnlyHint/openWorldHint annotations, it discloses that results are cached recent data rather than live fares, lists what is returned, and spells out the cost model ($0.002 USDC per successful call via x402 on Base, Solana or Arc, failures not charged). The payment and recency semantics are exactly the kind of behavior annotations cannot convey.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.