Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true and openWorldHint=true, so the description's credit comes from added context: a per-call cap of 5 concepts, per-call pricing ($0.002 USDC via x402, Base/Solana/Arc), and the fact that failed calls are not charged. That payment/limit detail is exactly the kind of behavior an agent needs before invoking a paid external lookup; only the response shape is left to the output schema.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.