Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint and openWorldHint, but the description adds genuinely new behavior: a hard 10-per-call cap, per-call cost of $0.002 USDC via x402 across three chains, and that failed calls are not billed. That billing/failure policy is exactly the kind of thing annotations cannot express.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.