Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint and openWorldHint, but the description adds genuinely non-obvious behavior: the $0.002 USDC per-call charge, the x402 payment rails (Base, Solana, Arc), and that failed calls are free. That cost/auth context is exactly the kind of information annotations cannot carry. It stops short of noting rate limits or latency.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.