Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true and openWorldHint=true, so the safety profile is covered. The description adds genuinely new context: the list is ordered exactly as Pendle returns it (no client-side re-sorting), and calls are metered at $0.002 USDC via x402 with failed calls free — key for an agent deciding whether to call.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.