Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint/openWorldHint, and the description goes well beyond them: data source (SDMX-JSON), business-days-only coverage, cost of $0.002 USDC per successful call, payment rails (Base, Solana, Arc) via x402, and that failed calls are not charged. Cost and billing-on-failure disclosure is exactly the context an agent needs before deciding to spend.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.