Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already flag readOnly and openWorld, and the description adds materially new behavior: a $0.002 USDC per-successful-call charge, the x402 payment rails (Base, Solana, Arc), and the fact that failed calls are not billed. Cost and billing semantics are exactly the kind of thing annotations cannot convey.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.