Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint and openWorldHint, so safety is covered. The description adds genuinely new behavioral context the annotations cannot convey: a $0.002 USDC charge per successful call via x402 on Base/Solana/Arc, and that failed calls are free — critical for an agent deciding whether to spend. It omits pagination/caching behavior, keeping it from a 5.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.