Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover readOnly/openWorld, and the description adds meaningful context beyond them: x402 payment model, price ($0.002 USDC) across Base/Solana/Arc, the fact that failed calls are free, and a data-coverage caveat. This is rich behavioral detail, though it omits error/empty-response behavior.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.