Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Beyond the readOnlyHint and openWorldHint annotations, the description discloses key behavior: it returns a quote only, never a transaction, amounts remain in base units because decimals are not looked up, and the call has a specific paid x402 pricing model with failed calls not charged.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.