Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true and openWorldHint=true, so the safety profile is covered. The description adds meaningful behavioral context beyond annotations: the data comes from the label page's embedded data, individual deposit wallets are not listed, CEX deposit tags are not separated, and the call costs $0.002 in USDC with failed calls not charged.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.