Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With readOnlyHint/openWorldHint already declared, the description adds genuinely useful context the annotations cannot: the sampling window (latest 100 fills, not a 24h total), the single-venue limit, and the commercial model ($0.002 USDC per successful call via x402 on Base/Solana/Arc, failed calls free). Cost and billing semantics are exactly the kind of behavior an agent needs before invoking.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.