Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Beyond readOnlyHint/openWorldHint, it discloses the upstream source (CMS NPPES), the entity-type restriction, and a full payment model: $0.002 USDC per successful call via x402 on Base/Solana/Arc with failed calls uncharged. Cost and billing behavior are exactly what an agent needs before calling a paid tool.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.