Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With readOnlyHint/openWorldHint already covering safety, the description goes further and discloses the commercial and auth model: $0.002 USDC per successful call via x402 on Base, Solana or Arc, with failed calls free. That is exactly the kind of cost/payment behavior an agent needs before invoking.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.