Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Goes well beyond the readOnlyHint/openWorldHint annotations by disclosing the monetization model ($0.002 USDC per successful call, x402 on Base/Solana/Arc), the no-charge-on-failure policy, the dataset's archival date, and result ordering. These are material facts an agent cannot infer from structured fields.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.