Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Beyond the read-only/open-world annotations, it discloses that the data is public open data, that financial/credit information is excluded, the exact per-call price, payment rails, and that failed calls are not charged. These are material behavioral details an agent needs before invoking a paid tool.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.