Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Beyond the readOnlyHint/openWorldHint annotations, the description discloses the paid-call economics ($0.002 USDC per successful call via x402 on Base, Solana or Arc, failed calls not charged), the page size (50) and cursor mechanics, and the caveat that some fields appear only 'when listed'. That is exactly the operational context annotations cannot carry.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.