Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint and openWorldHint, so the description is not burdened with the safety profile. It nonetheless adds genuinely useful context the annotations do not: per-call cost ($0.002 USDC), the x402 payment rails (Base, Solana, Arc), and that failed calls are not charged — material for an agent's cost/retry decisions.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.