Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations only declare readOnlyHint and openWorldHint; the description adds genuinely non-obvious context — a $0.002 USDC charge per successful call via x402 on Base/Solana/Arc, and that failed calls are not billed. That payment and failure-billing behavior is critical for an agent deciding whether to call. It stops short of covering rate limits, caching, or what happens for an unknown package.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.