Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?
The single optional parameter is fully documented in the schema (100% coverage), so the baseline is 3. The description adds real value by giving the human ticker symbols (USDT, USDC, DAI, FDUSD, PYUSD) that map onto the schema's CoinGecko slugs (tether, usd-coin, ...), reducing selection errors.
Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.