Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover readOnly and open-world behavior, yet the description adds real value: the exact paid-call cost ($0.002 USDC via x402 on Base/Solana/Arc) and the fact failed calls are not charged. It also discloses upstream data-source limits (NOAA-only tides, no wind/pressure). It does not describe latency or rate limiting, keeping it from a 5.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.