Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Beyond the readOnlyHint annotation, the description discloses publication cadence, data freshness (daily reference, not live), the approximate size of the currency list (~30), and full pricing details ($0.001 USDC per successful call via x402, with failed calls not charged). These are material behavioral traits an agent needs before invoking the tool.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.