Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations only declare readOnlyHint and openWorldHint; the description goes well beyond them by disclosing the paid x402 model ($0.002 USDC per successful call across Base/Solana/Arc), that failed calls are free, the upstream data source, the exact per-pool fields returned, and a caveat about missing audit data. This is exactly the extra behavioral context a paid read tool needs.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.