Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations only declare readOnly and openWorld; the description adds genuinely new operational facts: exact price ($0.001 USDC per successful call), payment rail (x402 on Base, Solana or Arc), and that failed calls are not charged. It also discloses the model's accuracy limit, which is behaviorally important for interpreting results.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.