Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint and openWorldHint, and the description adds genuinely non-obvious operational facts beyond them: a $0.002 USDC cost per successful call, the x402 payment rails (Base, Solana, Arc), and that failed calls are not charged. That pricing/payment model is exactly the kind of detail an agent needs before invoking a paid endpoint.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.