Bankstatemently

Match Transfers Between Accounts

list_transfers

Read-only

Match transfers between your own accounts. A transfer is TWO transactions — a debit leaving one of your accounts and a credit arriving in another — matched as two sides of the same movement (amount and date aligned); account-level successions (an account closing into a successor) are matched too. A payment to an outside party is not a transfer here: only movements with both sides visible in your statements are matched. THE way to answer any "was money moved between my accounts" / "did I transfer X" question — never try to answer a money-moved-between-accounts question with list_transactions + arithmetic; always call this tool instead. Ties come back as "ambiguous" until decided; call adjudicate_transfers to decide them. Scope defaults to all your completed statements; pass "scope" to narrow to specific accounts/products and/or a date range. Every response reports the match window (in days) it used, even when no transfers are found — a lack of matches is never silent about how hard it looked. To find large movements with NO matching counterpart in your other accounts — e.g. "trace transfers over $10,000; which ones leave without a known destination?" — pass "amountMin": reconciled pairs and successions are filtered to that floor, and the response gains an "unmatched" bucket of large movements (debits leaving, or unexplained credits arriving) with no matching pair, candidate, or succession. Omit amountMin for the ordinary reconciled-pairs answer.

Input Schema

TableJSON Schema

Name	Required	Description	Default
`scope`	No	Optional structural scope (WHO × WHEN). Omit to search across all your completed statements. "accounts" is a list of account/product chips ({ kind: "account" \| "product", id }, the id of an account descriptor or product returned by a tool); "dateRange" bounds by transaction date (YYYY-MM-DD).
`amountMin`	No	Inclusive minimum absolute amount. When present, transfers/accountSuccessions are floored to this amount and the response gains an "unmatched" bucket of large movements with no matching counterpart. Omit for the ordinary reconciled-pairs answer.

Output Schema

TableJSON Schema

Name	Required	Description	Default
`scope`	Yes
`ambiguous`	Yes
`transfers`	Yes
`unmatched`	No
`ambiguousCount`	Yes
`matchWindowDays`	Yes
`accountSuccessions`	Yes

Schema Changelog

Changes observed during successful MCP inspections.

Changed39 schema fields changedOct 2, 2026

changedInput schema / properties / scope / description

Previous value: -"Optional structural scope (WHO × WHEN). Omit to search across all your completed statements. \"accounts\" is a list of account/product chips (kind + identityKey); \"dateRange\" bounds by transaction date (YYYY-MM-DD)."New value: +"Optional structural scope (WHO × WHEN). Omit to search across all your completed statements. \"accounts\" is a list of account/product chips ({ kind: \"account\" | \"product\", id }, the id of an account descriptor or product returned by a tool); \"dateRange\" bounds by transaction date (YYYY-MM-DD)."

changedInput schema / properties / scope / properties / accounts / description

Previous value: -"Account/product chips (kind + identityKey) to scope to. Empty = all accounts."New value: +"Account/product id chips (kind + id) to scope to. Empty = all accounts."

changedInput schema / properties / scope / properties / accounts / items / oneOf

Previous value: -[
-  {
-    "properties": {
-      "anchorContentHash": {
-        "description": "Document-anchored lookup when present (results page); omit for a user-scoped lookup (workspace surfaces).",
-        "type": "string"
-      },
-      "identityKey": {
-        "description": "Canonical account identity key (accountIdentityKey), never a raw DB UUID.",
-        "minLength": 1,
-        "type": "string"
-      },
-      "kind": {
-        "const": "account",
-        "description": "This chip addresses a single account.",
-        "type": "string"
-      },
-      "label": {
-        "description": "Display label for this chip.",
-        "type": "string"
-      }
-    },
-    "required": [
-      "kind",
-      "identityKey"
-    ],
-    "type": "object"
-  },
-  {
-    "properties": {
-      "identityKey": {
-        "description": "Product slug.",
-        "minLength": 1,
-        "type": "string"
-      },
-      "kind": {
-        "const": "product",
-        "description": "This chip addresses a product and expands to its child accounts.",
-        "type": "string"
-      },
-      "label": {
-        "description": "Display label for this chip.",
-        "type": "string"
-      }
-    },
-    "required": [
-      "kind",
-      "identityKey"
-    ],
-    "type": "object"
-  }
-]New value: +[
+  {
+    "additionalProperties": false,
+    "properties": {
+      "id": {
+        "description": "The account id: the `id` of an account descriptor returned by a tool, or of a statement tool `accounts[]` entry.",
+        "format": "uuid",
+        "pattern": "^([0-9a-fA-F]{8}-[0-9a-fA-F]{4}-[1-8][0-9a-fA-F]{3}-[89abAB][0-9a-fA-F]{3}-[0-9a-fA-F]{12}|00000000-0000-0000-0000-000000000000|ffffffff-ffff-ffff-ffff-ffffffffffff)$",
+        "type": "string"
+      },
+      "kind": {
+        "const": "account",
+        "description": "This chip addresses a single account.",
+        "type": "string"
+      }
+    },
+    "required": [
+      "kind",
+      "id"
+    ],
+    "type": "object"
+  },
+  {
+    "additionalProperties": false,
+    "properties": {
+      "id": {
+        "description": "The product id: the `id` of a product returned by a statement tool (`get_statement` / `convert_statement`, `products[].id`).",
+        "format": "uuid",
+        "pattern": "^([0-9a-fA-F]{8}-[0-9a-fA-F]{4}-[1-8][0-9a-fA-F]{3}-[89abAB][0-9a-fA-F]{3}-[0-9a-fA-F]{12}|00000000-0000-0000-0000-000000000000|ffffffff-ffff-ffff-ffff-ffffffffffff)$",
+        "type": "string"
+      },
+      "kind": {
+        "const": "product",
+        "description": "This chip addresses a product and expands to its child accounts.",
+        "type": "string"
+      }
+    },
+    "required": [
+      "kind",
+      "id"
+    ],
+    "type": "object"
+  }
+]

addedOutput schema / properties / accountSuccessions / items / properties / predecessorAccount / additionalProperties
```
Added value: +false
```

addedOutput schema / properties / accountSuccessions / items / properties / predecessorAccount / properties

Added value: +{
+  "id": {
+    "anyOf": [
+      {
+        "type": "string"
+      },
+      {
+        "type": "null"
+      }
+    ]
+  },
+  "label": {
+    "type": "string"
+  }
+}

addedOutput schema / properties / accountSuccessions / items / properties / predecessorAccount / required
```
Added value: +[
+  "id",
+  "label"
+]
```
changedOutput schema / properties / accountSuccessions / items / properties / predecessorAccount / type
```
Previous value: -"string"New value: +"object"
```
addedOutput schema / properties / accountSuccessions / items / properties / successorAccounts / items / additionalProperties
```
Added value: +false
```

addedOutput schema / properties / accountSuccessions / items / properties / successorAccounts / items / properties

Added value: +{
+  "id": {
+    "anyOf": [
+      {
+        "type": "string"
+      },
+      {
+        "type": "null"
+      }
+    ]
+  },
+  "label": {
+    "type": "string"
+  }
+}

addedOutput schema / properties / accountSuccessions / items / properties / successorAccounts / items / required
```
Added value: +[
+  "id",
+  "label"
+]
```
changedOutput schema / properties / accountSuccessions / items / properties / successorAccounts / items / type
```
Previous value: -"string"New value: +"object"
```
addedOutput schema / properties / ambiguous / items / properties / dateDeltaDays
```
Added value: +{
+  "type": "number"
+}
```
addedOutput schema / properties / ambiguous / items / properties / fromAccount / additionalProperties
```
Added value: +false
```

addedOutput schema / properties / ambiguous / items / properties / fromAccount / properties

Added value: +{
+  "id": {
+    "anyOf": [
+      {
+        "type": "string"
+      },
+      {
+        "type": "null"
+      }
+    ]
+  },
+  "label": {
+    "type": "string"
+  }
+}

addedOutput schema / properties / ambiguous / items / properties / fromAccount / required
```
Added value: +[
+  "id",
+  "label"
+]
```
changedOutput schema / properties / ambiguous / items / properties / fromAccount / type
```
Previous value: -"string"New value: +"object"
```

addedOutput schema / properties / ambiguous / items / properties / judgeModelId

Added value: +{
+  "anyOf": [
+    {
+      "type": "string"
+    },
+    {
+      "type": "null"
+    }
+  ]
+}

addedOutput schema / properties / ambiguous / items / properties / status

Added value: +{
+  "enum": [
+    "unresolved",
+    "abstained"
+  ],
+  "type": "string"
+}

addedOutput schema / properties / ambiguous / items / properties / toAccount / additionalProperties
```
Added value: +false
```

addedOutput schema / properties / ambiguous / items / properties / toAccount / properties

Added value: +{
+  "id": {
+    "anyOf": [
+      {
+        "type": "string"
+      },
+      {
+        "type": "null"
+      }
+    ]
+  },
+  "label": {
+    "type": "string"
+  }
+}

addedOutput schema / properties / ambiguous / items / properties / toAccount / required
```
Added value: +[
+  "id",
+  "label"
+]
```
changedOutput schema / properties / ambiguous / items / properties / toAccount / type
```
Previous value: -"string"New value: +"object"
```

changedOutput schema / properties / ambiguous / items / required

Previous value: -[
-  "fromAccount",
-  "toAccount",
-  "fromTransactionId",
-  "toTransactionId",
-  "amount",
-  "currency",
-  "fromDate",
-  "toDate"
-]New value: +[
+  "fromAccount",
+  "toAccount",
+  "fromTransactionId",
+  "toTransactionId",
+  "amount",
+  "currency",
+  "fromDate",
+  "toDate",
+  "dateDeltaDays",
+  "status",
+  "judgeModelId"
+]

addedOutput schema / properties / transfers / items / properties / fromAccount / additionalProperties
```
Added value: +false
```

addedOutput schema / properties / transfers / items / properties / fromAccount / properties

Added value: +{
+  "id": {
+    "anyOf": [
+      {
+        "type": "string"
+      },
+      {
+        "type": "null"
+      }
+    ]
+  },
+  "label": {
+    "type": "string"
+  }
+}

addedOutput schema / properties / transfers / items / properties / fromAccount / required
```
Added value: +[
+  "id",
+  "label"
+]
```
changedOutput schema / properties / transfers / items / properties / fromAccount / type
```
Previous value: -"string"New value: +"object"
```
addedOutput schema / properties / transfers / items / properties / fromTransactionId
```
Added value: +{
+  "type": "string"
+}
```

changedOutput schema / properties / transfers / items / properties / provenance / enum

Previous value: -[
-  "deterministic",
-  "judge"
-]New value: +[
+  "deterministic",
+  "judge",
+  "user"
+]

addedOutput schema / properties / transfers / items / properties / toAccount / additionalProperties
```
Added value: +false
```

addedOutput schema / properties / transfers / items / properties / toAccount / properties

Added value: +{
+  "id": {
+    "anyOf": [
+      {
+        "type": "string"
+      },
+      {
+        "type": "null"
+      }
+    ]
+  },
+  "label": {
+    "type": "string"
+  }
+}

addedOutput schema / properties / transfers / items / properties / toAccount / required
```
Added value: +[
+  "id",
+  "label"
+]
```
changedOutput schema / properties / transfers / items / properties / toAccount / type
```
Previous value: -"string"New value: +"object"
```
addedOutput schema / properties / transfers / items / properties / toTransactionId
```
Added value: +{
+  "type": "string"
+}
```

changedOutput schema / properties / transfers / items / required

Previous value: -[
-  "fromAccount",
-  "toAccount",
-  "amount",
-  "currency",
-  "fromDate",
-  "toDate",
-  "dateDeltaDays",
-  "provenance"
-]New value: +[
+  "fromAccount",
+  "toAccount",
+  "fromTransactionId",
+  "toTransactionId",
+  "amount",
+  "currency",
+  "fromDate",
+  "toDate",
+  "dateDeltaDays",
+  "provenance"
+]

addedOutput schema / properties / unmatched / properties / movements / items / properties / account / additionalProperties
```
Added value: +false
```

addedOutput schema / properties / unmatched / properties / movements / items / properties / account / properties

Added value: +{
+  "id": {
+    "anyOf": [
+      {
+        "type": "string"
+      },
+      {
+        "type": "null"
+      }
+    ]
+  },
+  "label": {
+    "type": "string"
+  }
+}

addedOutput schema / properties / unmatched / properties / movements / items / properties / account / required
```
Added value: +[
+  "id",
+  "label"
+]
```
changedOutput schema / properties / unmatched / properties / movements / items / properties / account / type
```
Previous value: -"string"New value: +"object"
```

Changed35 schema fields changedSep 10, 2026

changedOutput schema / properties / accountSuccessions / items / additionalProperties
```
Previous value: -{}New value: +false
```
addedOutput schema / properties / accountSuccessions / items / properties / currency
```
Added value: +{
+  "type": "string"
+}
```
addedOutput schema / properties / accountSuccessions / items / properties / effectiveDate
```
Added value: +{
+  "type": "string"
+}
```
addedOutput schema / properties / accountSuccessions / items / properties / predecessorAccount
```
Added value: +{
+  "type": "string"
+}
```
addedOutput schema / properties / accountSuccessions / items / properties / predecessorDropAmount
```
Added value: +{
+  "type": "number"
+}
```
addedOutput schema / properties / accountSuccessions / items / properties / provenance
```
Added value: +{
+  "const": "deterministic",
+  "type": "string"
+}
```
addedOutput schema / properties / accountSuccessions / items / properties / successorAccounts
```
Added value: +{
+  "items": {
+    "type": "string"
+  },
+  "type": "array"
+}
```
addedOutput schema / properties / accountSuccessions / items / properties / successorOpeningAmount
```
Added value: +{
+  "type": "number"
+}
```

addedOutput schema / properties / accountSuccessions / items / required

Added value: +[
+  "predecessorAccount",
+  "successorAccounts",
+  "currency",
+  "predecessorDropAmount",
+  "successorOpeningAmount",
+  "effectiveDate",
+  "provenance"
+]

changedOutput schema / properties / ambiguous / items / additionalProperties
```
Previous value: -{}New value: +false
```
addedOutput schema / properties / ambiguous / items / properties / amount
```
Added value: +{
+  "type": "number"
+}
```
addedOutput schema / properties / ambiguous / items / properties / currency
```
Added value: +{
+  "type": "string"
+}
```
addedOutput schema / properties / ambiguous / items / properties / fromAccount
```
Added value: +{
+  "type": "string"
+}
```
addedOutput schema / properties / ambiguous / items / properties / fromDate
```
Added value: +{
+  "type": "string"
+}
```
addedOutput schema / properties / ambiguous / items / properties / fromTransactionId
```
Added value: +{
+  "type": "string"
+}
```
addedOutput schema / properties / ambiguous / items / properties / toAccount
```
Added value: +{
+  "type": "string"
+}
```
addedOutput schema / properties / ambiguous / items / properties / toDate
```
Added value: +{
+  "type": "string"
+}
```
addedOutput schema / properties / ambiguous / items / properties / toTransactionId
```
Added value: +{
+  "type": "string"
+}
```

addedOutput schema / properties / ambiguous / items / required

Added value: +[
+  "fromAccount",
+  "toAccount",
+  "fromTransactionId",
+  "toTransactionId",
+  "amount",
+  "currency",
+  "fromDate",
+  "toDate"
+]

changedOutput schema / properties / scope / additionalProperties
```
Previous value: -{}New value: +false
```
changedOutput schema / properties / transfers / items / additionalProperties
```
Previous value: -{}New value: +false
```
addedOutput schema / properties / transfers / items / properties / amount
```
Added value: +{
+  "type": "number"
+}
```
addedOutput schema / properties / transfers / items / properties / currency
```
Added value: +{
+  "type": "string"
+}
```
addedOutput schema / properties / transfers / items / properties / dateDeltaDays
```
Added value: +{
+  "type": "number"
+}
```
addedOutput schema / properties / transfers / items / properties / fromAccount
```
Added value: +{
+  "type": "string"
+}
```
addedOutput schema / properties / transfers / items / properties / fromDate
```
Added value: +{
+  "type": "string"
+}
```

addedOutput schema / properties / transfers / items / properties / provenance

Added value: +{
+  "enum": [
+    "deterministic",
+    "judge"
+  ],
+  "type": "string"
+}

addedOutput schema / properties / transfers / items / properties / toAccount
```
Added value: +{
+  "type": "string"
+}
```
addedOutput schema / properties / transfers / items / properties / toDate
```
Added value: +{
+  "type": "string"
+}
```

addedOutput schema / properties / transfers / items / required

Added value: +[
+  "fromAccount",
+  "toAccount",
+  "amount",
+  "currency",
+  "fromDate",
+  "toDate",
+  "dateDeltaDays",
+  "provenance"
+]

changedOutput schema / properties / unmatched / additionalProperties
```
Previous value: -{}New value: +false
```
addedOutput schema / properties / unmatched / properties / count
```
Added value: +{
+  "type": "number"
+}
```
addedOutput schema / properties / unmatched / properties / floorAmount
```
Added value: +{
+  "type": "number"
+}
```

addedOutput schema / properties / unmatched / properties / movements

Added value: +{
+  "items": {
+    "additionalProperties": false,
+    "properties": {
+      "account": {
+        "type": "string"
+      },
+      "amount": {
+        "type": "number"
+      },
+      "currency": {
+        "type": "string"
+      },
+      "date": {
+        "type": "string"
+      },
+      "description": {
+        "type": "string"
+      },
+      "direction": {
+        "enum": [
+          "credit",
+          "debit"
+        ],
+        "type": "string"
+      },
+      "sourceDocument": {
+        "additionalProperties": false,
+        "properties": {
+          "contentHash": {
+            "anyOf": [
+              {
+                "type": "string"
+              },
+              {
+                "type": "null"
+              }
+            ]
+          }
+        },
+        "required": [
+          "contentHash"
+        ],
+        "type": "object"
+      }
+    },
+    "required": [
+      "account",
+      "date",
+      "description",
+      "amount",
+      "currency",
+      "direction",
+      "sourceDocument"
+    ],
+    "type": "object"
+  },
+  "type": "array"
+}

addedOutput schema / properties / unmatched / required

Added value: +[
+  "floorAmount",
+  "count",
+  "movements"
+]

Changed10 schema fields changedSep 4, 2026

changedInput schema / $schema

Previous value: -"http://json-schema.org/draft-07/schema#"New value: +"https://json-schema.org/draft/2020-12/schema"

addedInput schema / properties / amountMin / description

Added value: +"Inclusive minimum absolute amount. When present, transfers/accountSuccessions are floored to this amount and the response gains an \"unmatched\" bucket of large movements with no matching counterpart. Omit for the ordinary reconciled-pairs answer."

addedInput schema / properties / scope / description

Added value: +"Optional structural scope (WHO × WHEN). Omit to search across all your completed statements. \"accounts\" is a list of account/product chips (kind + identityKey); \"dateRange\" bounds by transaction date (YYYY-MM-DD)."

addedInput schema / properties / scope / properties / accounts / description

Added value: +"Account/product chips (kind + identityKey) to scope to. Empty = all accounts."

removedInput schema / properties / scope / properties / accounts / items / anyOf

Removed value: -[
-  {
-    "properties": {
-      "anchorContentHash": {
-        "type": "string"
-      },
-      "identityKey": {
-        "minLength": 1,
-        "type": "string"
-      },
-      "kind": {
-        "const": "account",
-        "type": "string"
-      },
-      "label": {
-        "type": "string"
-      }
-    },
-    "required": [
-      "kind",
-      "identityKey"
-    ],
-    "type": "object"
-  },
-  {
-    "properties": {
-      "identityKey": {
-        "minLength": 1,
-        "type": "string"
-      },
-      "kind": {
-        "const": "product",
-        "type": "string"
-      },
-      "label": {
-        "type": "string"
-      }
-    },
-    "required": [
-      "kind",
-      "identityKey"
-    ],
-    "type": "object"
-  }
-]

addedInput schema / properties / scope / properties / accounts / items / oneOf

Added value: +[
+  {
+    "properties": {
+      "anchorContentHash": {
+        "description": "Document-anchored lookup when present (results page); omit for a user-scoped lookup (workspace surfaces).",
+        "type": "string"
+      },
+      "identityKey": {
+        "description": "Canonical account identity key (accountIdentityKey), never a raw DB UUID.",
+        "minLength": 1,
+        "type": "string"
+      },
+      "kind": {
+        "const": "account",
+        "description": "This chip addresses a single account.",
+        "type": "string"
+      },
+      "label": {
+        "description": "Display label for this chip.",
+        "type": "string"
+      }
+    },
+    "required": [
+      "kind",
+      "identityKey"
+    ],
+    "type": "object"
+  },
+  {
+    "properties": {
+      "identityKey": {
+        "description": "Product slug.",
+        "minLength": 1,
+        "type": "string"
+      },
+      "kind": {
+        "const": "product",
+        "description": "This chip addresses a product and expands to its child accounts.",
+        "type": "string"
+      },
+      "label": {
+        "description": "Display label for this chip.",
+        "type": "string"
+      }
+    },
+    "required": [
+      "kind",
+      "identityKey"
+    ],
+    "type": "object"
+  }
+]

addedInput schema / properties / scope / properties / dateRange / description

Added value: +"Bounds results to transactions within this date range. Omit for no date filter."

addedInput schema / properties / scope / properties / dateRange / properties / from / description
```
Added value: +"Start of the date range (inclusive), YYYY-MM-DD."
```
addedInput schema / properties / scope / properties / dateRange / properties / to / description
```
Added value: +"End of the date range (inclusive), YYYY-MM-DD."
```

changedOutput schema / $schema

Previous value: -"http://json-schema.org/draft-07/schema#"New value: +"https://json-schema.org/draft/2020-12/schema"

Changed8 schema fields changedAug 21, 2026

removedInput schema / properties / amountMin / description

Removed value: -"Inclusive minimum absolute amount. When present, transfers/accountSuccessions are floored to this amount and the response gains an \"unmatched\" bucket of large movements with no matching counterpart. Omit for the ordinary reconciled-pairs answer."

removedInput schema / properties / scope / description

Removed value: -"Optional structural scope (WHO × WHEN). Omit to search across all your completed statements. \"accounts\" is a list of account/product chips (kind + identityKey); \"dateRange\" bounds by transaction date (YYYY-MM-DD)."

removedInput schema / properties / scope / properties / accounts / description

Removed value: -"Account/product chips (kind + identityKey) to scope to. Empty = all accounts."

addedInput schema / properties / scope / properties / accounts / items / anyOf

Added value: +[
+  {
+    "properties": {
+      "anchorContentHash": {
+        "type": "string"
+      },
+      "identityKey": {
+        "minLength": 1,
+        "type": "string"
+      },
+      "kind": {
+        "const": "account",
+        "type": "string"
+      },
+      "label": {
+        "type": "string"
+      }
+    },
+    "required": [
+      "kind",
+      "identityKey"
+    ],
+    "type": "object"
+  },
+  {
+    "properties": {
+      "identityKey": {
+        "minLength": 1,
+        "type": "string"
+      },
+      "kind": {
+        "const": "product",
+        "type": "string"
+      },
+      "label": {
+        "type": "string"
+      }
+    },
+    "required": [
+      "kind",
+      "identityKey"
+    ],
+    "type": "object"
+  }
+]

removedInput schema / properties / scope / properties / accounts / items / oneOf

Removed value: -[
-  {
-    "properties": {
-      "anchorContentHash": {
-        "description": "Document-anchored lookup when present (results page); omit for a user-scoped lookup (workspace surfaces).",
-        "type": "string"
-      },
-      "identityKey": {
-        "description": "Canonical account identity key (accountIdentityKey), never a raw DB UUID.",
-        "minLength": 1,
-        "type": "string"
-      },
-      "kind": {
-        "const": "account",
-        "description": "This chip addresses a single account.",
-        "type": "string"
-      },
-      "label": {
-        "description": "Display label for this chip.",
-        "type": "string"
-      }
-    },
-    "required": [
-      "kind",
-      "identityKey"
-    ],
-    "type": "object"
-  },
-  {
-    "properties": {
-      "identityKey": {
-        "description": "Product slug.",
-        "minLength": 1,
-        "type": "string"
-      },
-      "kind": {
-        "const": "product",
-        "description": "This chip addresses a product and expands to its child accounts.",
-        "type": "string"
-      },
-      "label": {
-        "description": "Display label for this chip.",
-        "type": "string"
-      }
-    },
-    "required": [
-      "kind",
-      "identityKey"
-    ],
-    "type": "object"
-  }
-]

removedInput schema / properties / scope / properties / dateRange / description

Removed value: -"Bounds results to transactions within this date range. Omit for no date filter."

removedInput schema / properties / scope / properties / dateRange / properties / from / description
```
Removed value: -"Start of the date range (inclusive), YYYY-MM-DD."
```
removedInput schema / properties / scope / properties / dateRange / properties / to / description
```
Removed value: -"End of the date range (inclusive), YYYY-MM-DD."
```

Changed2 schema fields changedAug 13, 2026

addedInput schema / properties / amountMin

Added value: +{
+  "description": "Inclusive minimum absolute amount. When present, transfers/accountSuccessions are floored to this amount and the response gains an \"unmatched\" bucket of large movements with no matching counterpart. Omit for the ordinary reconciled-pairs answer.",
+  "type": "number"
+}

addedOutput schema / properties / unmatched

Added value: +{
+  "additionalProperties": {},
+  "properties": {},
+  "type": "object"
+}

First observedAug 12, 2026

TDQS

A4.9/5.0

Behavior5/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

Annotations already mark this as a read-only, non-destructive, closed-world tool, but the description adds rich behavioral context: transfers are two-sided transactions, account successions are included, outside payments are excluded, ambiguous matches are returned until adjudicated, and every response reports its match window.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness5/5

Is the description appropriately sized, front-loaded, and free of redundancy?

The purpose is front-loaded, and despite its length every sentence carries decision-relevant content: exclusions, routing to adjudicate_transfers, scope defaults, and amountMin behavior. There is no filler.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness5/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

Given the complex nested schema, output schema, and annotations, the description covers purpose, exclusions, follow-up routing, and the special amountMin mode. An agent has everything needed to invoke the correct tool and interpret the response shape.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters4/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

Schema coverage is 100% and the nested scope/amountMin structure is already well documented. The description reinforces defaults (scope omits to all completed statements; amountMin creates an unmatched bucket) and gives a concrete use case, but much of this overlaps with schema descriptions.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose5/5

Does the description clearly state what the tool does and how it differs from similar tools?

States a specific verb and resource (match transfers between your own accounts) and immediately distinguishes the tool from siblings by ruling out list_transactions + arithmetic and payments to outside parties. The definition makes the tool's exact domain unambiguous.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines5/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

Explicitly says this is THE way to answer 'was money moved between my accounts' questions, forbids using list_transactions + arithmetic instead, and names adjudicate_transfers as the follow-up for ambiguous ties. It also clarifies when to pass scope and amountMin.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

All Bankstatemently tools Inspect

Try in Browser

One endpoint for every MCP toolRayrun runs every MCP server behind one URL and holds the credentials. Each call is decided per client, tool, and argument, then recorded.ray.runAd

Glama MCP Gateway

Add one secure layer between your agents and this server.