Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations indicate a non-read-only, non-idempotent operation, and the description adds useful behavioral detail: free samples return immediately, paid fixes involve a diagnosis preview plus pay-and-redeem action, and users must not pay again if a proof is pending or denied. This goes beyond the annotations without contradicting them.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.