Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, and openWorldHint, so safety is covered; the description adds the valuable sequencing trait that this should be fetched ahead of multi-step flows. It stops short of describing output size/shape, but an output schema exists to cover that.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.