Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the burden. It usefully discloses that validation is checksum/format only and purely local, but it does not describe what the function returns for valid vs invalid inputs, how multiple/empty parameters are handled, or any explicit side-effect guarantees. Basic transparency, but incomplete.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.