zipexplore-mcp

get_disaster_risk_profile

Detailed natural disaster risk data for one ZIP code. Use when get_zip_profile's disaster risk section isn't sufficient depth. Includes FEMA NRI overall risk score, individual hazard scores (hurricane, tornado, earthquake, wildfire, flood, etc.), and expected annual loss estimates.

Tool call template

Replace each placeholder with a value matching the input schema. Only required parameters are included; add optional parameters as needed.

{
  "id": 1,
  "jsonrpc": "2.0",
  "method": "tools/call",
  "params": {
    "arguments": {
      "zip": "<zip>"
    },
    "name": "get_disaster_risk_profile"
  }
}

Input Schema

Name	Required	Description	Default
`zip`	Yes

Schema Changelog

Changes observed during successful MCP inspections.

First observedMay 29, 2026

TDQS

A3.9/5.0

Behavior3/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

No annotations provided, so description carries full burden. It lists what data is included (FEMA NRI score, hazard scores, annual loss estimates) but does not disclose any behavioral traits like rate limits, authentication, or whether the tool is read-only. Assumed safe but not explicit.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness5/5

Is the description appropriately sized, front-loaded, and free of redundancy?

Two concise sentences: first states purpose and scope, second provides usage guidance and content overview. No redundancy, each sentence adds value.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness3/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

For a simple tool with one parameter and no output schema, the description covers what it does, when to use it, and data content. However, it lacks details on the return structure or data format, which would help the agent process the output. Adequate but not complete.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters3/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

Schema coverage is 0%, meaning description does not detail the single parameter (zip) beyond stating 'one ZIP code.' While the schema already defines it as a required string, the description adds minimal context that it expects a single ZIP code, but no format details (e.g., 5-digit format). Baseline 3 due to low coverage with slight added meaning.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose5/5

Does the description clearly state what the tool does and how it differs from similar tools?

Description clearly states the tool provides 'detailed natural disaster risk data for one ZIP code' and distinguishes from sibling get_zip_profile by specifying when to use this tool over that alternative.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines4/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

Explicit guidance given: 'Use when get_zip_profile's disaster risk section isn't sufficient depth.' This tells the agent when to choose this tool over the sibling, but no other alternatives or exclusions are mentioned.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

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