Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, idempotent, openWorld and non-destructive, so the safety profile is covered. The description adds real behavioral context beyond that: the list is a today-only snapshot, absent codes may still have history, and nbgQuantity explains the quoting unit (with a concrete JPY example) that would otherwise be misinterpreted as a raw price.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.