Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover the safety profile (readOnlyHint=true, destructiveHint=false), so the bar is lower. The description adds genuinely new behavioral context: the operation is deterministic, ultra-fast, and is a paid call ($0.001 USDC on Base), which tells the agent this is a metered x402-style endpoint. It does not mention rate limits or output determinism caveats, but adds real value beyond the annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.