Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, destructiveHint=false, and openWorldHint=true, so the safety profile is covered. The description adds the detection scope (approvals, permits, drainer selectors) and the $0.002 USDC on Base cost, which is genuinely useful context, but says nothing about latency, rate limits, or failure modes.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.