Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, openWorldHint and destructiveHint, so the safety profile is covered. The description adds genuinely useful behavioral facts the annotations do not: it charges 0.01 USDC on Base (a payment/auth requirement), returns sanitized JSON plus 'deterministic safety receipts', and runs deterministic checks. No contradiction with annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.