Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly/openWorld/non-destructive, and the description adds a genuinely decision-relevant trait the annotations lack: a fixed 0.010 USDC per-call cost with the supported payment networks. It does not describe latency, rate limits, or failure behavior, but the cost disclosure is the key missing piece an agent needs before calling a paid tool.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.