Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover read-only/open-world/non-destructive, so the bar is lower, and the description still adds a genuinely new behavioral fact: it costs 0.02 USDC on Base or Solana. What it omits is the mechanics of that payment (wallet/auth requirement, when the charge is triggered), which matters for an agent deciding whether it can call it.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.