Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, destructiveHint=false, and openWorldHint=true, so the safety profile is covered. The description adds genuinely new behavioral context: this is a paid endpoint costing 0.020 USDC payable on Base or Solana, which an agent must know before invoking. It does not disclose latency, rate limits, or failure modes, keeping it below a 5.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.