Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover the safety profile (readOnly, non-destructive, open-world), and the description adds real value beyond them: it discloses the detection scope (unauthorized approvals, replay attacks) and, unusually, the cost (0.02 USDC on Base or Solana), which an agent must know before invoking a paid tool. It does not mention latency or rate limits, keeping it short of a 5.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.