Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full burden; it does disclose a genuinely important behavioral trait that structured fields do not: a paid x402 call costing $0.22 in USDC on Base, which tells the agent an auth/payment flow is required. It says nothing about latency, failure modes, or what a risk result looks like, so the disclosure is partial.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.