Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare destructiveHint=true and readOnlyHint=false, so the mutation profile is known. The description adds genuine context beyond that — it triggers a 24-hour commit-reveal subprotocol — but says nothing about what rejection destroys, funds at risk, reversibility, or what the caller must do next.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.