Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already establish that this is a non-read-only, non-destructive write. The description adds that verification is per-unit via predicate and that payout settles atomically, but it does not explain failure behavior if the predicate fails, whether claims are idempotent or retryable, or what authorization is required. Useful context, but incomplete for a mutation tool.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.