Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare the safety profile (readOnly=false, destructive=false, idempotent=true, openWorld=false), so the description's added value is the authentication requirement and the verified-account gate — genuinely useful behavioral context not present in structured fields. It does not clarify the duplicate-SKU behavior implied by idempotentHint=true, keeping it short of a 5.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.