Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already establish that the operation is read-only, idempotent, and non-destructive. The description adds useful behavioral context beyond that: results are source-labeled, include provenance, and return explicit unavailable rows for requested CPT codes with no current price. This gives the agent realistic expectations about output behavior.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.