Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint and non-destructive, so the safety profile is covered. The description adds the return contents (estimate, new/used ranges, confidence), but that is largely duplicated by the existing output schema, and it says nothing about failure modes, auth needs or rate limits.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.