Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations only declare write/idempotent/non-destructive. The description adds real behavioral context beyond them: 'off' means timer and reminders only, nothing stored, no plan required, and 'full' is the default. It does not clarify what happens to already-recorded data when switching to 'off', which is the one consequential ambiguity.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.