Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=false and destructiveHint=false, but the description adds substantial behavioral context: the operation is a mutation, duplicates are idempotent (get-or-create, never errors), folder hierarchy is derived from the name, and SF_API_KEY is required. This goes well beyond the structured fields.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.