Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=false, idempotentHint=true, and destructiveHint=false. The description adds meaningful context beyond those annotations: it records cancellation only, never spends or refunds funds, and must not be used after payment or execution. That clarifies the mutation's limited blast radius. It does not explicitly mention idempotency, but annotations cover that.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.