Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, openWorldHint=false, idempotentHint=true, destructiveHint=false, so the safety profile is fully covered. The description adds valuable behavioral context: it separates blocking vs non-blocking gaps, and explicitly states it is a checklist over supplied fields, reading no documents and judging no evidence. This goes beyond the annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.