Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover the safety profile (readOnly, idempotent, non-destructive), so the description correctly focuses on behavior they cannot express: the data is read live from the mirror node (freshness, no caching) and results are ordered most-recent-first. It doesn't state failure modes or latency, but adds meaningful context beyond the annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.